Since their introduction in 1999, ISAs, have become one of the most popular and tax-efficient ways to invest and save for the future. Investments in an ISA are free of income tax and capital gains tax for the duration of the investment.

St. James's Place does not offer a Cash ISA, only a Stocks & Shares ISA. The Stocks & Shares ISA allowance remains at £20,000 for the 2026/27 tax year.

Our ISA funds are managed by some of the world’s leading fund managers. This means we will work with you to build a well-diversified portfolio that takes your needs and attitudes to risk into account. Our  service doesn’t stop when you start investing. Regular reviews allow us to tweak your portfolio as your needs or market conditions change. 

Key Investor Information Documents

If you are looking to invest in a Unit Trust via an ISA, it's wise to read our Key Investor Information Documents and Supplementary Information Document.

The value of an investment with St. James's Place will be directly linked to the performance of funds you select, and the value can therefore go down as well as up. You may get back less than you initially invested.

The favourable tax treatment currently given to ISAs is subject to changes in legislation and may not be maintained in the future.